Car Accident Lawyers In Tampa, FL and Chicago, IL | Action Legal Group

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Auto & Vehicle Accidents

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    Reasons to Call an Attorney After An Auto Accident

    If you sustained injuries in a car accident in Tampa FL, you may have more legal options for pursuing compensation than you realize.

    Florida is a no-fault auto insurance state under FL § 627.7407, which can make it easier to recover compensation for minor car accident injuries. However, it also means TAB HERE there are additional hurdles to clear before you can collect a payout for a more serious car accident caused by a careless, distracted, or drunk driver.

    FL § 627.736 allows you to file an insurance claim based on your personal injury protection (PIP) policy after an accident. This type of policy should cover:

    • Your related medical care; and
    • Some of your lost wages

    However, this policy only provides coverage up to the policy limits and as allowed under the state’s no-fault laws. When injuries are more serious, it is unlikely that this policy will be enough to cover your expenses and losses when all is said and done. This is where having a Tampa car accident lawyer on your side is so important.

    If you sustained injuries in a car accident in Tampa FL, you may have more legal options for pursuing compensation than you realize.

    Florida is a no-fault auto insurance state under FL § 627.7407, which can make it easier to recover compensation for minor car accident injuries. However, it also means TAB HERE there are additional hurdles to clear before you can collect a payout for a more serious car accident caused by a careless, distracted, or drunk driver.

    FL § 627.736 allows you to file an insurance claim based on your personal injury protection (PIP) policy after an accident. This type of policy should cover:

    • Your related medical care; and
    • Some of your lost wages

    However, this policy only provides coverage up to the policy limits and as allowed under the state’s no-fault laws. When injuries are more serious, it is unlikely that this policy will be enough to cover your expenses and losses when all is said and done. This is where having a Tampa car accident lawyer on your side is so important.

    Under the law, depending on the state where the car accident occurred, you have certain legal rights if you are injured in a car accident due to someone else’s negligence. Unfortunately, many car accidents result in complex situations where a detailed accident scene investigation or expert testimony is required in order to secure full and fair compensation. Or, as an accident victim you may be in pain, bewildered and frightened, and not at all certain what to do first. There are many details that can be overlooked, and those details can be critical in your fight for justice and compensation. The car accident attorneys at Action Legal Group have decades of experience in protecting your rights and successfully fighting for compensation for car accident victims or their loved ones.

    If you, or a loved one, have been injured in a motor vehicle accident – as a driver or as a passenger – it is important you call an attorney who specializes in all aspects of car accidents as soon as possible after the accident to protect your legal rights.

    How can I get compensated for my accident & injuries?

    There are two ways to get the compensation you need after an auto accident

    File a claim based on your personal injury protection (PIP) policy; or

    File a claim based on your personal injury protection (PIP) policy; or

    Meet the state’s serious injury threshold and file a claim based on the at-fault driver’s auto liability policy.

    Meet the state’s serious injury threshold and file a claim based on the at-fault driver’s auto liability policy.

    After reviewing your case, we will have a much better idea of which of these options will work best for you. In some cases, your only option is to file a claim based on your PIP policy. This type of no-fault insurance coverage provides compensation for losses, including:

    A portion of your medical care, up to the policy limit; and

    A portion of your medical care, up to the policy limit; and

    A limited amount of lost income.

    A limited amount of lost income.

    Under the state’s no-fault auto insurance laws, you must carry this type of coverage. You should have at least a $10,000 policy that will compensate you for covered losses after an accident with minor injuries. We can even help you file this claim and provide the necessary documentation.

    Under the state’s no-fault auto insurance laws, you must carry this type of coverage. You should have at least a $10,000 policy that will compensate you for covered losses after an accident with minor injuries. We can even help you file this claim and provide the necessary documentation.

    For minor injuries, $10,000 may be enough to cover a trip to the emergency department, a few x-rays, and a cast or splint on a broken arm. When your treatment gets more serious, however, you may quickly exceed the limits of your PIP policy. Then, things get more complicated thanks to the state’s no-fault auto accident laws.

    Frequently, when one of our attorneys performs a free case evaluation for what the accident victim believes is a minor accident, we discover they may be eligible to hold the at-fault driver liable and recover a wider range of damages. When this occurs, we can:

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      Obtain copies of their relevant medical records to confirm

      Obtain copies of their relevant medical records to confirm

      Explain the possible legal options to the accident victim

      Explain the possible legal options to the accident victim

      Investigate the accident to prove cause, negligence, and liability

      Investigate the accident to prove cause, negligence, and liability

      If this happens when we review your case, we will need to take additional steps to:

      Prove you meet the state’s serious injury threshold; and

      Prove you meet the state’s serious injury threshold; and

      Demonstrate the other driver caused your crash.

      Demonstrate the other driver caused your crash.

      This will allow us to pursue both economic and noneconomic damages by filing an insurance claim based on the at-fault driver’s liability automobile insurance policy or filing a personal injury lawsuit in civil court.

      This will allow us to pursue both economic and noneconomic damages by filing an insurance claim based on the at-fault driver’s liability automobile insurance policy or filing a personal injury lawsuit in civil court.

      How can I maximize my car accident settlement?

      You can maximize your personal injury claim by finding witnesses, documenting your injuries in great detail, keeping all documents (medical records, insurance information, police reports, witness information, etc.), and documenting the limitations your injury imposes on your daily life.

      It is equally important that you follow your medical providers treatment plan and that you never miss scheduled appointments, as doing so decreases the legitimacy of your claim to the adjuster evaluating the same.

      How long does a car accident lawsuit take?

      Each auto accident lawsuit is factually different and therefore varies in length depending on a variety of factors. Such factors include the insurance carrier(s), the insurance adjustor(s) involved, past and future medical treatment, witnesses involved, whether the fault is determined or admitted, among other things. Depending on the factors above, you may see that your lawsuit takes anywhere from several months to one or two years.

      How Long Does a Car Accident Claim Take to Settle?
      A number of factors determine how long a car accident claim takes to settle. These factors include:

      The responsible parties identified

      The responsible parties identified

      The complexity of the case

      The complexity of the case

      The severity of the injuries and property damage

      The severity of the injuries and property damage

      The value of the claim

      The value of the claim

      The strength of the evidence

      The strength of the evidence

      The skill and tenacity of your attorneys

      The skill and tenacity of your attorneys

      It goes without saying that you want to get paid as quickly as possible for your Tampa car accident injuries. After a severe car accident, you could be staring down expensive medical bills and other injury-related costs at the same time you are having to miss work to recover. This financial stress can compound the physical and emotional pain from which you are already suffering.

      It goes without saying that you want to get paid as quickly as possible for your Tampa car accident injuries. After a severe car accident, you could be staring down expensive medical bills and other injury-related costs at the same time you are having to miss work to recover. This financial stress can compound the physical and emotional pain from which you are already suffering.

      To ensure that your case gets settled as quickly as possible, you should meet with a Tampa car accident lawyer immediately after your accident.

      While your first order of post-accident business should be to receive any medical care you need, the next thing you should do is schedule a consultation with an attorney who can go over your legal options and what to expect from your claim.

      The Florida statute of limitations gives you four years from the date of an accident to file a lawsuit and collect compensation for your personal injuries. While this deadline only applies to take the case to court, you should pursue an insurance claim while you still have the option to file suit.

      This provides a major incentive for the insurance company to offer us a fair payout to avoid dealing with a lawsuit.

      If you pursue an insurance claim after the statute of limitations has expired, the insurance company has substantial leverage due to the fact that you have no legal recourse should they decide to deny your claim.

      Conversely, if you pursue a claim while still eligible to take legal action, it provides a major incentive for the insurance company to offer a full and fair settlement out of court, enabling them to avoid a potentially long and costly legal battle.

      The Law Offices of Action Legal Group can help you receive compensation for your car accident in Tampa today. Our Tampa lawyers have a long and successful track record of helping accident victims.

      To schedule a free, no-obligation case evaluation with a member of our team today, call us at 813-296-6401.

      How long do you have to get a lawyer after a car accident?

      Unique to personal injury cases, time is of the essence when hiring a personal injury attorney as doing so is imperative to maximizing the value of your case.

      Much of your case comes down to the nature of the treatment you have received, when such treatment was rendered, and the ability to identify witnesses to the accident.

      By quickly hiring your personal injury attorney after your accident, you provide your attorney with the greatest opportunity to achieve the best possible compensation for your personal injury claim.

      Our Process

      Our legal team gathers evidence that may include:

      Your relevant medical records

      Your relevant medical records

      Bills, receipts, and estimates

      Bills, receipts, and estimates

      Documentation showing time away from work

      Documentation showing time away from work

      Other documentation of any related expenses or losses

      Other documentation of any related expenses or losses

      In addition, we may call in experts who can help us get a better understanding of the severity of our client’s injuries, any future care needs, the cost of their ongoing care, and other factors. This could include:

      Medical experts

      Medical experts

      Economists

      Economists

      Care planners and specialists

      Care planners and specialists

      The purpose of our investigation is to identify and document as many of your compensatory damages as possible. This refers to the losses and expenses you suffered because of your accident and injuries.

      These are your recoverable damages if your injuries meet the state’s serious injury threshold. Some common recoverable damages in a Florida car accident include:

      Medical care, both past and future

      Medical care, both past and future

      Ongoing care

      Ongoing care

      Other injury-related expenses

      Other injury-related expenses

      Lost wages

      Lost wages

      Diminished earning capacity

      Diminished earning capacity

      Property damages (including repair or replacement of your vehicle)

      Property damages (including repair or replacement of your vehicle)

      Out-of-pocket expenses

      Out-of-pocket expenses

      A third-party liability automobile insurance claim also allows you to pursue pain and suffering damages. This is why it is so important for us to document the severity of your injuries and the pain you suffered. It is difficult to put a monetary value on the suffering you endured in the accident, because of treatment and therapy, and emotionally as you try to get back on your feet.

      A third-party liability automobile insurance claim also allows you to pursue pain and suffering damages. This is why it is so important for us to document the severity of your injuries and the pain you suffered. It is difficult to put a monetary value on the suffering you endured in the accident, because of treatment and therapy, and emotionally as you try to get back on your feet.

      All of these things play a role in the value of your car accident settlement. In addition, we may need to work to limit the impact of any accusations of comparative negligence or other factors that might reduce the value of your claim.

      Once we understand a fair settlement value that covers your accident-related damages, we can file a claim with the at-fault driver’s auto liability policy insurance provider and attempt to negotiate a just payment.

      We will provide strong representation and aggressive action throughout this process, fighting for the settlement you deserve.

      The Law Offices of Action Legal Group can help you receive compensation for your car accident in Tampa today. Our Tampa lawyers have a long and successful track record of helping accident victims.

      To schedule a free, no-obligation case evaluation with a member of our team today, call us at 813-296-6401.

      How To Know If You Need An Accident Lawyer

      Some minor accidents in Florida may not indicate the need for a personal injury lawyer, especially ones that do not result in injuries or severe vehicle damage.

      However, car accident victims in Florida should know that they have a right to work with an experienced attorney after any type of accident.

      Your attorney will provide advice and strategic guidance in addition to thoroughly investigating your wreck and filing all the needed paperwork on your behalf.

      In the event that an insurer disputes your claim or wants to offer an amount lower than your total damages, your attorney will negotiate vigorously using their full knowledge of the law and prior outcomes on cases similar to yours.

      These services can be valuable in any context, but they are especially beneficial when you have suffered a serious injury, such as:

      Broken bones

      Broken bones

      Severe disfigurement

      Severe disfigurement

      Significant limited use of your body for 90 or more days

      Significant limited use of your body for 90 or more days

      Permanent loss of use of an appendage or organ

      Permanent loss of use of an appendage or organ

      In these cases, your car accident claim can be filed against the liability insurance provider of any drivers partially responsible for the accident.

      In these cases, your car accident claim can be filed against the liability insurance provider of any drivers partially responsible for the accident.

      A liability claim can provide more types of damages coverage than no-fault insurance can, such as a higher percentage of lost wages and compensation for pain and suffering.

      Other types of cases may involve complex negotiations or intricate legal concepts, particularly when insurers are disputing your claim. Hiring a lawyer may be a good idea in any of the following situations:

      You are being accused of fault for the accident

      You are being accused of fault for the accident

      Your vehicle repairs are estimated to be thousands of dollars

      Your vehicle repairs are estimated to be thousands of dollars

      An insurer alleges that your damages are not covered

      An insurer alleges that your damages are not covered

      An insurer requests access to your medical history

      An insurer requests access to your medical history

      An insurer denies your claim or wants to severely reduce its value

      An insurer denies your claim or wants to severely reduce its value

      Your accident involved an employee driver or a company vehicle

      Your accident involved an employee driver or a company vehicle

      Your accident involved complex circumstances or several parties

      Your accident involved complex circumstances or several parties

      Is it worth getting a lawyer for a car accident?

      Yes, particularly so following an automobile collision resulting in injury.

      Such injuries include fractured bone(s), significant disfigurement, limited use of a body part or organ, limited use of a body function or system, or injuries causing disability.

      Such injuries are compensable and may be maximized using a personal injury attorney. An experienced attorney will handle an often unclear claims process to ensure that the compensation for your claim is commensurate with the injuries you have suffered.

      Hiring a car accident attorney ensures your rights remain protected and you pursue the compensation you need and deserve to cover your accident-related losses.

      With our team on your side, you only need to worry about getting better. We take care of everything else. We not only provide responsive legal care but also go the extra mile for every client.

      Our car crash attorneys in Tampa can help you overcome your losses, no matter how minor or how serious your accident.

      We can handle your PIP claim after a relatively minor accident, reducing stress on you and ensuring your insurance company pays out in full.

      Your PIP claim may allow you to recover some damages up to the maximum limits of your policy. This includes:

      Medical care costs

      Medical care costs

      A portion of your lost wages

      A portion of your lost wages

      We can also take on a case against a driver who caused you to suffer serious injuries or left your loved one requiring ongoing care for the rest of their life.

      We can also take on a case against a driver who caused you to suffer serious injuries or left your loved one requiring ongoing care for the rest of their life.

      We know how impossible it can seem to get back to normal after a life-altering injury, and we can help ensure your finances are one less worry.

      During a free case evaluation with one of our attorneys, we can quickly determine if we need to pull your medical records to confirm you meet the state’s serious injury threshold. In the case of a car accident resulting in a wrongful death, we will pull your family member’s Tampa death records.

      A significant impairment affecting an important body part;

      A significant impairment affecting an important body part;

      Permanent injuries;

      Permanent injuries;

      Significant scarring or disfigurement; or

      Significant scarring or disfigurement; or

      Other accident-related expenses.

      Other accident-related expenses.

      If we can prove you meet this threshold, we can pursue a third-party liability auto insurance claim on your behalf. This allows us to hold the at-fault driver responsible for their reckless or careless behavior behind the wheel.

      If we can prove you meet this threshold, we can pursue a third-party liability auto insurance claim on your behalf. This allows us to hold the at-fault driver responsible for their reckless or careless behavior behind the wheel.

      The compensation collected through a fault-based claim is typically much larger than the payout from a PIP claim.

      As a part of building a strong case to support our liability insurance claim, we will collect evidence to prove the at-fault driver acted negligently and carelessly, and we will also document as many of your accident-related expenses and losses as possible.

      Because we handle cases like yours frequently, we may be better equipped to identify these damages. Trying to prove your damages and navigate this process on your own could leave thousands of dollars on the table.

      Should I get a lawyer for a car accident that wasn’t my fault?

      Absolutely. Hiring an experienced personal injury attorney following an auto accident resulting in personal injury is imperative in receiving the greatest possible compensation for your untimely injuries.

      When a third party is at fault for your accident, you will like seek compensation through a third-party insurer (the at-fault party’s insurer).

      Without an attorney, a third-party insurer may attempt to settle your claim by offering you a sum of money far less than the actual value of your case.

      By hiring an experienced personal injury attorney, you provide legitimacy to your claim and force the third-party insurer to properly evaluate your claim and fairly compensate you for your injuries.

      How much does a lawyer charge for a car accident?

      Personal injury attorneys typically work on what is called a “contingency fee basis,” meaning you will not pay your attorney until and unless you are compensated for your loss.

      Guidelines regarding Contingency fee agreements are typically outlined by the State Bar Association in the state of which you make your personal injury claim.

      Such contingency fee agreements are discussed at length with your personal injury attorney before you ever commit to the prospective attorney’s representation.

      Do You Have to Go to Court for a Car Accident?

      You may or may not have to go to court for a car accident to recover compensation for your Tampa car accident.

      Many drivers can recover damages without setting foot in a courtroom, either because the other party and their insurance company agree to a fair settlement out of court or because their lawyer is able to fight the case in court without testimony from the driver.

      Whether or not you have to go to court depends on how your claim plays out.

      A few of the factors that determine whether appearing in court for a car accident in Tampa is necessary to collect compensation include:

      The severity of your accident

      The severity of your accident

      The amount of money at stake

      The amount of money at stake

      Whether the insurance company agrees to a fair settlement outside of court

      Whether the insurance company agrees to a fair settlement outside of court

      The evidence backing your claim

      The evidence backing your claim

      At the Law Offices of Action Legal Group, we help Tampa car accident victims recover compensation from the responsible party and their insurance company.

      We can help you get paid for your property damage and bodily injury if the other driver in the accident was behaving negligently.

      Even if you were partly at fault for the accident, we can help you recover partial (and maybe even total) compensation based on Florida’s comparative liability law.

      In many cases, we can settle our clients’ car accident claims for the full amount outside of court.

      This settlement often happens because the insurance company recognizes that the evidence backing our claim is strong and that they would likely lose in a court battle, so they want to avoid a long and protracted process that will likely end up costing them even more money in legal fees.

      That said, we will not avoid going to court if the trade-off is that you receive less compensation than you deserve.

      Think about it—would you rather spend a couple of hours in a courtroom or give up tens of thousands of dollars of compensation? For most clients, that is an easy choice.

      To learn your legal options and whether you have to go to court for a car accident in Ft. Lauderdale, you can set up a free case evaluation with a lawyer from the Law Offices of Action Legal Group today. Call us at 813-296-6401.

      Should I speak to the insurance companies after the accident?

      We recommend that our clients avoid speaking with the insurance companies at all after an accident.

      It is like talking to the police when you are a suspect in a crime—anything you say can and will be used against you.

      Even the slightest slip-up can be twisted and taken out of context in order to show that you deserve less money than you are claiming.

      By passing the insurance company off to your lawyer instead of dealing with them yourself, you can avoid this risk.

      The Law Offices of Action Legal Group is eager to deal with the insurance companies on your behalf and help you recover the compensation you deserve. To set up a free case evaluation with a member of our team today, call us at
      813-296-6401.

      Can I Sue Someone Personally After a Car Accident?

      If you were injured in a car accident because another driver was acting negligently, you may be able to recover compensation from that driver and their insurer in a private lawsuit.

      Florida law holds drivers accountable for negligent behavior that causes bodily injury or property damage.

      If you believe the driver who hit you was negligent and thus at-fault for your accident, you should speak with a Tampa car accident attorney right away about your legal options.

      Winning a third-party auto insurance claim against an at-fault driver requires us to prove the driver’s negligence caused the crash.

      When a driver acts in a negligent way and this causes serious injuries, we can hold them liable for your damages.

      We can force them and their insurance company to pay for your medical expenses, lost wages, reduced earning capacity, pain and suffering, and a host of other injury-related costs.

      Some common examples of negligent driving behaviors include:

      Driving under the influence of drugs or alcohol;

      Driving under the influence of drugs or alcohol;

      Violation of traffic laws;

      Violation of traffic laws;;

      Failure to drive properly based on road conditions;

      Failure to drive properly based on road conditions;

      Unsafe lane changes;

      Unsafe lane changes;

      Failure to yield the right of way in an intersection;

      Failure to yield the right of way in an intersection;

      Speeding;

      Speeding;

      Drag racing or other reckless behavior;

      Drag racing or other reckless behavior;

      Drowsy driving; and

      Drowsy driving; and

      Texting while driving or other distractions.

      Texting while driving or other distractions.

      We fully investigate every accident, including partnering with accident reconstruction specialists when necessary.

      We fully investigate every accident, including partnering with accident reconstruction specialists when necessary.

      We will collect the evidence necessary to show the other motorist caused your accident, allowing us to hold them liable for your damages. If the insurance company tries to deny or reduce your claim, we will fight them aggressively, seeing to it that you get paid the full compensation you deserve.

      Our attorneys can also file a wrongful death claim if someone you love died in a car accident as a result of someone else’s negligence.

      In a wrongful death situation, the family members and loved ones of the deceased party may be eligible to recover compensation for loss of the deceased’s future earnings, loss of companionship and guidance, and the medical expenses incurred by the deceased before passing away.

      What Damages Can I Collect for a Car Accident?

      After a car accident in Tampa, FL, you could be eligible to recover compensation for a long list of damages. Under Florida law, car accident victims are entitled to compensation for both economic losses and noneconomic losses.

      Economic losses refer to actual monetary depletion, while noneconomic losses refer to damages that cannot be quantified in dollar terms.

      Unlike many states, Florida does not cap the amount of money you can recover in noneconomic damages.

      A Florida car accident attorney from the Law Offices of Action Legal Group will help you take on the responsible party and the insurance company and recover the full amount of your economic and noneconomic losses.

      In order for your car accident claim to be strong and lead to the best outcome, you need a lawyer who can build a thorough, compelling, evidence-based claim on your behalf.

      To prove the full value of your losses, we will collect bills, receipts, and other documentation on your behalf.

      We will then use this information to determine the fair value of your claim and negotiate a settlement with the at-fault driver’s insurance company based on this value.

      The total value of your damages depends on your specific situation, but we can frequently recover cash to pay for:

      Ambulance transportation from the scene

      Ambulance transportation from the scene

      Emergency treatment

      Emergency treatment

      Inpatient care

      Inpatient care

      Inpatient or outpatient rehabilitation

      Inpatient or outpatient rehabilitation

      Physical, occupational, and other types of therapy

      Physical, occupational, and other types of therapy

      In-home nursing care

      In-home nursing care

      Prescription drugs

      Prescription drugs

      Adaptive equipment

      Adaptive equipment

      Ongoing care and future care related to the accident

      Ongoing care and future care related to the accident

      Lost wages, present and future

      Lost wages, present and future

      Vehicle repair costs

      Vehicle repair costs

      Rental car costs

      Rental car costs

      Pain and suffering

      Pain and suffering

      Other accident-related expenses

      If your family member passed away in a fatal crash, we can offer the support and guidance you need to recover compensation, as well.

      We can help you hold the at-fault motorist responsible for their actions, pursuing compensation for the economic and non-economic damages suffered because of your loved one’s death.

      Whether your car accident was severe or minor, the Law Offices of Action Legal Group can take on the responsible party and help you recover the compensation you deserve.

      Our Florida car accident attorneys have a long track record of winning claims for our clients, and we want to put our knowledge, experience, and resources to work for you.

      How to choose an accident lawyer

      The right car accident lawyer in Florida has a working knowledge of all of the laws that pertain to your case. They are willing to research the laws and prior case outcomes that reveal relevant legal strategies.

      They exhaustively document and investigate all of your accident damages, including your full medical costs. They should also have a reputation for working closely with their clients, listening to their demands, and negotiating tirelessly on their behalf.

      Finally, they must understand the strategies that help clients win cases, both in and out of court.

      Any lawyer can claim to have all of these qualities, but a truly qualified attorney will have:

      Awards and accolades from clients, their community, and their peers

      Awards and accolades from clients, their community, and their peers

      A history of transparent and authentic client testimonials

      A history of transparent and authentic client testimonials

      A reputation in good standing with the local community and the state bar

      A reputation in good standing with the local community and the state bar

      A record of winning settlements and verdicts on behalf of their client

      A record of winning settlements and verdicts on behalf of their client

      All of these things create a verifiable track record indicating that a Florida car accident attorney is worthy of your trust.

      All of these things create a verifiable track record indicating that a Florida car accident attorney is worthy of your trust.

      What type of lawyer deals with car accidents?

      If you were injured in a car accident because another driver was acting negligently, you may be able to recover compensation from that driver and their insurer in a private lawsuit.

      Florida law holds drivers accountable for negligent behavior that causes bodily injury or property damage.

      Though any licensed attorney in your state can handle your car accident claim, a personal injury attorney specializes in cases involving injuries suffered as a result of an auto accident.

      An experienced personal injury attorney is familiar with the nuances involved in obtaining the greatest possible compensation for your injuries.

      Through experience, these attorneys are inherently familiar with the medical condition(s) associated with your claim and are best served in providing you with the guidance necessary in obtaining the greatest compensation for your injuries. Additionally, these attorneys understand the treatment necessary in getting you back to full health.

      How much can I receive from a car accident settlement?

      Car accident victims receive varying settlement offers depending on the severity of the injury, past and future medical expenses, witness testimony, suggested fault, age of the injured party, the effects the injury has on your everyday life, etc.

      Insurance companies use an algorithm to compute their suggested case value and settlement amount. Based upon this number, the insurance company, through an adjuster or attorney, will offer your attorney a certain sum to settle your case.

      ALG operates on a contingency fee basis, which means you pay us only if and when we win your case. Our fee would come in the form of a percentage of the settlement or verdict amount we obtain.

      How long will this take?

      By Form
      Action Legal Group will call you within 24 hours after submitting your form. Our agents will review and understand your case. Typically, a client will be assigned an attorney, legal assistant, and a paralegal within a week after your case review.

      By Phone
      Typically, Action Legal Group will assign an attorney, legal assistant, and a paralegal (for all workers’ compensation, first party, and negligence cases) within a week after your case review. Our lawyers work as efficiently as possible to ensure the case doesn’t take longer than it needs to.

      What do you do after a car accident?

      After the accident, it is important that you document all things related to the car accident while that information is still fresh in your mind.

      Additionally, you should see a doctor as soon as reasonably possible, even if you do not feel or see immediate injury. Your adrenaline rises during an accident and thus you may not feel pain until that excitement has died down.

      A doctor will be able to properly assess any injuries and render a professional opinion, which may be vital if you are to pursue legal action against the at-fault party.

      Lastly, once you are physically and emotionally able, you should file a claim with your insurance company as soon as you are physically and emotionally able to do so as doing so is a contractual prerequisite for obtaining coverage under your policy.

      What Happens if the At-Fault Party Doesn’t Have Car Insurance?

      Getting into a car accident is stressful enough. It can cause severe bodily injury, wrenching emotional pain, oppressive financial stress, and more. To make matters worse, the Miami and Tampa areas have a substantial number of drivers who operate their vehicles daily with no car insurance. What happens if you get into an accident with an at-fault party who doesn’t have car insurance? How do you get paid the compensation you deserve if the person who hit you does not have insurance coverage?

      After getting into an accident with an at-fault party who doesn’t have car insurance, you have several options for recovering compensation. These include:

      Filing a claim with your PIP policy

      Filing a claim with your PIP policy

      Collecting on your policy’s collision coverage

      Collecting on your policy’s collision coverage

      Filing an uninsured motorist claim

      Filing an uninsured motorist claim

      Suing the driver who hit you personally

      Suing the driver who hit you personally

      Which of these options is the best one to pursue depends on the unique circumstances of your accident. To make the best decision on how to move forward and try to collect compensation from an uninsured driver, you should speak with a Tampa car accident attorney as soon as possible after your accident. At the Law Offices of Action Legal Group, we have helped hundreds of South Florida car accident victims recover compensation, including many who were involved in accidents with uninsured drivers.

      Only a couple of states make it legal for people to drive without car insurance, and Florida is not one of them. If the driver who hit you did not have an active insurance policy at the time of the accident, they were breaking the law, and we can use this against them when we take legal action. The challenge is whether the driver has the financial means to pay out of pocket for the damages they caused. Whether they do or do not, we can help you pursue several avenues toward recovering compensation.

      Do not get discouraged because the at-fault party doesn’t have car insurance. You can still recover compensation for your injuries and property damage, and a lawyer from the Law Offices of Action Legal Group can help. We proudly serve clients in Tampa and Chicago. To set up a free, no-obligation case evaluation with a member of our staff today, call us at 813-296-6401.

      What causes car accidents in Florida?

      Most often, car accidents in Florida are caused by negligent drivers. In fact, The FHSMV reports that more than nearly three million traffic citations were issued in 2018. Negligent driving behavior may include:

      Distracted driving

      Distracted driving

      Tailgating

      Tailgating

      Speeding

      Speeding

      Drowsy driving

      Drowsy driving

      Intoxicated/impaired driving

      Intoxicated/impaired driving

      Texting and driving

      Texting and driving

      Prescription or over-the-counter drug use

      Prescription or over-the-counter drug use

      Illegal driving maneuvers

      Illegal driving maneuvers

      Additionally, Florida’s popularity as a vacation destination and its unpredictable weather patterns may contribute to the number of crashes the state experiences. In 2018 alone, there were 402,592 accidents according to Florida Highway Safety and Motor Vehicles (FHSMV).

      Additionally, Florida’s popularity as a vacation destination and its unpredictable weather patterns may contribute to the number of crashes the state experiences. In 2018 alone, there were 402,592 accidents according to Florida Highway Safety and Motor Vehicles (FHSMV).

      According to VisitFlorida.org, there were an estimated 126.1 million visitors to Florida in 2018. Visitors who are unfamiliar with Florida’s roadways can contribute to car accidents.

      All of these conditions and more can make Florida’s roads dangerous, and even the smallest car accident can yield devastating injuries and damage.

      If you have been injured in a car accident and you were not at fault, all you need to do is call our Florida car accident lawyers, and we’ll handle the rest. We focus on handling your case and fighting for your best interests so you can focus on your recovery.

      How Can ALG Help?

      There is a lot of work that goes into negotiating an insurance settlement and trying a personal injury lawsuit. After you have been in a car accident, taking on this time-consuming work may be the last thing you want to do, assuming you’re able. An attorney can do it all for you.

      Whereas this may be your first time dealing with the ins and outs of an accident claim, injury attorneys have dealt with all manner of claims and a variety of insurance companies.

      They have experience obtaining the necessary evidence to support your claim, including gathering police reports, witness statements, medical records and bills, and employment and lost wage information.

      Your attorney will also be able to organize the evidence and prepare a settlement demand letter to the insurance company.

      If you are unable to settle your accident case, your attorney can take care of filing the necessary paperwork to start a court case and can deal with the defense attorneys on your behalf.

      Having someone knowledgeable handling the hard work of your case eases the burden on you, which is especially important if you have been seriously injured and are trying to recover from your injuries.

      Our legal team gathers evidence that may include:

      Your relevant medical records

      Your relevant medical records

      Bills, receipts, and estimates

      Bills, receipts, and estimates

      Documentation showing time away from work

      Documentation showing time away from work

      Other documentation of any related expenses or losses

      Other documentation of any related expenses or losses

      In addition, we may call in experts who can help us get a better understanding of the severity of our client’s injuries, any future care needs, the cost of their ongoing care, and other factors. This could include:

      Medical experts

      Medical experts

      Economists

      Economists

      Care planners and specialists

      Care planners and specialists

      The purpose of our investigation is to identify and document as many of your compensatory damages as possible. This refers to the losses and expenses you suffered because of your accident and injuries. These are your recoverable damages if your injuries meet the state’s serious injury threshold. Some common recoverable damages in a Florida car accident include:

      Medical care, both past and future

      Medical care, both past and future

      Ongoing care

      Ongoing care

      Other injury-related expenses

      Other injury-related expenses

      Lost wages

      Lost wages

      Diminished earning capacity

      Diminished earning capacity

      Property damages (including repair or replacement of your vehicle)

      Property damages (including repair or replacement of your vehicle)

      Out-of-pocket expenses

      Out-of-pocket expenses

      A third-party liability automobile insurance claim also allows you to pursue pain and suffering damages. This is why it is so important for us to document the severity of your injuries and the pain you suffered. It is difficult to put a monetary value on the suffering you endured in the accident, because of treatment and therapy, and emotionally as you try to get back on your feet.

      A third-party liability automobile insurance claim also allows you to pursue pain and suffering damages. This is why it is so important for us to document the severity of your injuries and the pain you suffered. It is difficult to put a monetary value on the suffering you endured in the accident, because of treatment and therapy, and emotionally as you try to get back on your feet.

      All of these things play a role in the value of your car accident settlement. In addition, we may need to work to limit the impact of any accusations of comparative negligence or other factors that might reduce the value of your claim.

      Once we understand a fair settlement value that covers your accident-related damages, we can file a claim with the at-fault driver’s auto liability policy insurance provider and attempt to negotiate a just payment.

      We will provide strong representation and aggressive action throughout this process, fighting for the settlement you deserve.

      An Attorney Advocates for You

      Perhaps the most important way an attorney can help you with your car accident case is by being your advocate. This means that your attorney acts on your behalf and for your benefit throughout the entire claims process (negotiating with the automobile insurance company) and even in court if a lawsuit becomes necessary.

      He or she will be your champion before the judge, jury and other attorneys, making sure that your side of the story is heard and that you are compensated for all of your losses.

      Having an experienced and articulate legal team working for you is essential in obtaining a reasonable and fair resolution in your car accident case.

      We proudly serve clients in Tampa and Chicago. To set up a free, no-obligation case evaluation with a member of our staff today, call us at 813-296-6401.

      Auto Accident Checklist

      Document everything at the scene of the accident

      Take photos and/or video of all vehicles involved, including the accident scene.

      Take photos and/or video of all vehicles involved, including the accident scene.

      Write down the exact address/location of where the accident occurred, including details such as the direction you were driving, the direction of the vehicle(s) which caused the accident, and be sure to write down key details of the accident scene, such as number traffic signals, stop signs, etc.

      Write down the exact address/location of where the accident occurred, including details such as the direction you were driving, the direction of the vehicle(s) which caused the accident, and be sure to write down key details of the accident scene, such as number traffic signals, stop signs, etc.

      Collect the name and contact information of any eyewitnesses. These eyewitnesses may have seen details you are not aware of that could potentially strengthen your legal case.

      Collect the name and contact information of any eyewitnesses. These eyewitnesses may have seen details you are not aware of that could potentially strengthen your legal case.

      Collect information from the other drivers involved in the crash

      Name, address, phone number, driver’s license number, insurance company and member or policy number, license plate number, ownership details of the vehicle they were driving.

      Name, address, phone number, driver’s license number, insurance company and member or policy number, license plate number, ownership details of the vehicle they were driving.

      Call the police

      Even if the auto accident is minor, a police report may be critical in establishing who is at fault, and could be a key piece of evidence in your legal claims.

      Even if the auto accident is minor, a police report may be critical in establishing who is at fault, and could be a key piece of evidence in your legal claims.

      Contact your insurance company

      Be sure to write down the name, title, and contact information of anyone you spoke with at your insurance company, and include the date of all conversations.

      Be sure to write down the name, title, and contact information of anyone you spoke with at your insurance company, and include the date of all conversations.

      Seek medical attention or medical evaluation

      Often times injuries caused by an auto accident will need immediate medical attention. However, significant injuries may not present until hours or even days after an accident.

      Often times injuries caused by an auto accident will need immediate medical attention. However, significant injuries may not present until hours or even days after an accident.

      We recommend seeking medical evaluation even if you feel you were not seriously injured.

      We recommend seeking medical evaluation even if you feel you were not seriously injured.

      Document all of your injuries with photos or video.

      Document all of your injuries with photos or video.

      Obtain copies of all your medical reports, including copies of medical imaging reports such as MRI, CT scan, X-rays or bone scans.

      Obtain copies of all your medical reports, including copies of medical imaging reports such as MRI, CT scan, X-rays or bone scans.

      Keep track of all vehicle repair expenses, medical expenses and lost wages

      Be sure to keep all vehicle repair estimates and expenses, expenses for rental vehicles, and transportation expenses such as Uber, Lyft or public transportation.

      Be sure to keep all vehicle repair estimates and expenses, expenses for rental vehicles, and transportation expenses such as Uber, Lyft or public transportation.

      Document all medical expenses. Medical expenses also include any prescribed medications, medical devices such as crutches or cervical (neck) support, doctor and physical therapy visits.

      Document all medical expenses. Medical expenses also include any prescribed medications, medical devices such as crutches or cervical (neck) support, doctor and physical therapy visits.

      If you missed work due to your injuries, be sure to keep a detailed log of missed work days and lost wages.

      If you missed work due to your injuries, be sure to keep a detailed log of missed work days and lost wages.

      Remember: Do not sign any document until you have talked with an attorney, and never tell anyone the accident was your fault.

      INJURED IN AN ACCIDENT? WE CAN HELP

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